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Construction Engineer

BCIMA Basic Option

Benefits and Limits 
BCIMA offers generous limits, both in and out of the hospital

  • Disease Management Benefit - LifeSense (HIV & TB) Unlimited

  • Covid-19 - Unlimited

  • PMB Preventative Care Benefit - Unlimited

  • Hospital Limit R1 000 000 per member family

  • Chronic Medication Limit R13 300 per family

  • Annual Limit Day-to-day R20 850 per family, with various sub-limits, e.g., GPs and Specialists.

Engineers and Businesspeople

Contribution Increases

The contribution increases for 2023 is only 6.5%. The benefit limits increased by an average of 6.5%.

Operating a Drone

Benefit Enhancement

The following benefits will be available to assist our members in 2023:

Basic Option Enhancements


PLUS OPTION - Exceptional Benefits!

Medical Consultation

Enhanced Benefits 

  • An exciting enhancement on the Basic Option is the increase in the Overall Annual Hospital Limit to a Million Rand.

  • Benefit limits on the Basic Option are very generous and will increase by 6.5% in 2023.


Exceptional Benefits 

Fitness assessment and Exercise prescription benefit as well as Nutritional assessment and Healthy Plan Benefit. 

The Fitness assessment and Exercise Prescription benefit provides access to the Universal Network of Biokineticists for an annual fitness assessment, Exercise Prescription and regular monitoring.

These are subject to preauthorization and scheme protocol.

Dental Smile


This benefit is unlimited and will not affect your Hospital and Day-to-day Limits.

  • Conservative Dentistry 

    • For beneficiaries under 6 years of age (100% of the BCIMA Tariff)

  • Mental Health Benefit

    • 1 Clinical Psychologist consultation, per beneficiary per year.



Assistance and advice are just a phone call away, on 082 911 through Netcare's 911's Health-on-Line, a 24-hour Emergency Operations Centre, which provides emergency and non-emergency telephonic medical advice to members and dispatches an ambulance if it is clinically indicated.

A Medical Scheme for the Construction Industry

The scheme has a healthy solvency ratio of 113%.

Way above the legal requirement of 25%.

2023 Member Brochure

3 Language Brochure 2023

2023 Plus Option

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