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From the Desk of The Chairman

Updated: Oct 28, 2020

Looking at the future of BCIMA


"Our first focus area is the increase of membership numbers and the solidifying of the scheme’s position as being one of the most affordable medical schemes".

Mohau Mphomela
Mr. Mohau Mphomela - Chair

The challenges facing the building and construction industry keep mounting with large businesses facing business rescue and liquidation and an exodus of construction giants including Probuild,

Liviero, NMC, Basil Read and Group Five, all of which have succumbed. More recently these firms were joined by Adamson Nielsen and Pace Construction, which unfortunately suffered the same fate.

BCIMA operates in turbulent times within the building industry and economy, which have been further destabilised by the Covid-19 pandemic. The pandemic has brought the industry to a grinding financial halt.

In forging ahead, the Board of Trustees will focus its attention on two critical areas. Our first focus area is the increase of membership numbers and the solidifying of the scheme’s position as being one of the most affordable medical schemes. Increasing our member numbers will ensure that we will be well within the Council for Medical Schemes’ prescribed numbers of 6 000 members for a stand-alone scheme beyond the implementation of National Health Insurance. The scheme will not rule out exploring opportunities for

mergers and acquisitions in achieving its goal of reaching the required membership targets.


The appointment of the new Principal Officer (PO)

The appointment of the new Principal Officer (PO), Ms Phumelele Makatini could not have come at a better time when the medical scheme was in need of innovative ideas and a fresh perspective to

propel it into the future.

Ms Makatini’s tenure followed the retirement of former long-serving PO, Mr Bernard Le Roux, who did a sterling job over the years leaving a financially stable and robust fund with a liquidity ratio that

has consistently exceeded the requirements of the Council for Medical Schemes.

I therefore welcome Ms Makatini as she takes over the reins at this challenging time, with the full confidence that she will continue the excellent legacy that preceded her. I also wish to take this opportunity to wish a fulfilling and healthy retirement to Mr Bernard Le Roux.


A Word from the Principal Officer

Like so many other organisations the world over, the Building and Construction Industry Medical Aid Fund (BCIMA) finds itself operating in unprecedented and unpredictable times due to the myriad

changes brought about by the Coronavirus pandemic.

It is at times like this that we can all take solace in the impeccable track record of BCIMA, an organisation that has certainly withstood the test of time. If the strong solvency ratio of 107%, as reported in the 2019 Annual Financial Statements, is anything to go by, the Scheme has ample

reserves to withstand not only COVID-19, but any storm that may cross its path in time to come.

BCIMA has retained its Prescribed Minimum Benefit (PMB) exempted status, which is highly beneficial to members. This is because the exemption enables the Scheme to better manage costs, which in turns helps to keep contributions lower.

Although the Scheme is PMB exempt, we wish to assure our members that claims for COVID-19 will be paid as per the normal scheme limits and benefits, as the health and wellbeing of our members will always be our most important consideration.

Growth Expectation

When I joined BCIMA at the start of 2020 I had many ideas about how I intended to grow the

Scheme. I had a game plan for boosting the scheme’s membership base exponentially, using

methods that I had tried and tested throughout my business development career. These included interactive roadshows, pitching to key decision makers at employer level, as well as to affiliated union members at employee level. All these initiatives would have been undertaken face-to-face.

These very same tactics now have to be deployed via online media strategies requiring the Scheme and its leadership to be innovative, flexible and agile – which we are.